Sunday, December 1, 2013

Under the Hammer

English: President Barack Obama, Vice Presiden...
President Barack Obama, Vice President Joe Biden, and senior staff, react in the Roosevelt Room of the White House, as the House passes the health care reform bill. (Photo credit: Wikipedia)
Excerpts from Under the Hammer by John Hammer

According to testimony before a congressional committee, not only does healthcare.gov not work, they haven’t even finished writing it yet.  Either 60 to 70 percent of it is unfinished or 30 to 40 percent, depending on how you interpret the testimony.  But even at the 30 percent to 40 percent level, Obamacare has a huge problem.  People are supposed to start using the system on Jan. 1, and six weeks out they haven’t written the code to make it operative.

This is Obama’s signature piece of legislation and he didn’t bother to do what was necessary to make sure that it worked when it was launched.  It is a level of incompetence that is shocking even in Washington, DC, where incompetence is the norm.

Obama has decided that people should be able to keep their health insurance if they have a plan that they like.  Unfortunately, he made this decision, like so many, without consulting the people involved.  The insurance executives who were told about it after the decision was made are not certain that they can continue to offer the policies they had been told they would have to discontinue.

Obama can hardly be blamed for the mean insurance companies not backing him up on this because Obama has virtually no business experience.  How could he know that insurance companies have to make a profit to stay in business?  Obamacare is completely changing the industry.  If enough healthy people don’t sign up for the private insurance policies and the insurance people are stuck with the people who have pre-existing conditions that cost the insurance company money, well, that is, according to Obama’s apparent thinking, hardly his fault.  Why can’t they just tax people more like the government does?

There is a definite downside to having a president who has never really worked in the private sector, or for that matter worked at all.  It turns out that being president involves more than simply being able to give a speech that some people consider moving.

Having recently listened to supporters of Obamacare defend it on National Public Radio, the situation is worse than it appears on the surface because those defending Obamacare really don’t believe in healthcare insurance at all.

For insurance to work the companies have to take in more money than they pay out.  They have to insure people who are relatively healthy and aren’t going to use their policies much, but want to have the policy in case they do.  Those defending Obamacare defend the fact that people who cannot become pregnant because it is a medical impossibility pay for maternity insurance because it helps pay for young women who have a good chance of becoming pregnant.

It would be like everyone in the country being required to have insurance against the Mississippi River flooding.  There is no chance that the Mississippi River flooding would damage houses in California but it would certainly lower the rates for those who live along the Mississippi if the people of California, and North Carolina for that matter, were forced by the government to buy insurance against that flooding.

Read the full article here.






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