Obamacare: The Real Pain Starts This Year | The American Spectator

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Obamacare was designed such that its most harmful provisions would not be implemented until after the President had been returned to office for a second term and his Democrat accomplices had been reelected to their congressional seats. Fortunately for the nation, the latter part of that strategy was a spectacular failure. Nonetheless, it did provide the public with a temporary reprieve from the health care law’s most painful exactions. That brief respite is now at an end. This year, you will begin to experience the realities of “reform” first hand and you are not going to like how it feels.

In fact, you are probably already feeling the first twinges without recognizing that their source is Obamacare. If you are among the 150 million Americans who get health insurance through their employers, for example, chances are that the coverage your company offered for 2015 has much higher premiums than did last year’s plan. The President and his toad eaters in the legacy media will do their best to convince you that these increases are caused by insurance company avarice, but this is merely another lie they are peddling in the hope that they can save Obama’s “signature domestic achievement.”

The actual cause was the looming employer mandate and other Obamacare regulations that took effect January 1. The mandate and accompanying red tape dramatically increase the cost of employee health insurance for companies with 100 or more full-time-equivalent workers. It requires all such firms to offer “minimum essential” coverage to 70 percent of their full-time employees or pay huge fines. These PPACA-mandated benefits are expensive, and very few small-to-medium sized employers can unilaterally absorb the costs of such “essential” coverage. So you get to share the pain.
But your premiums are just the start. The real pain will come when you need medical services. Your new plan probably has a far higher deductible and co-pay requirement than your old one.

Consequently, when you see a doctor or have a test performed, you’ll have to pay the entire cost. This need to pay for such services out-of-pocket despite being insured, according to USA Today, is already causing people to forego care: “A recent Commonwealth Fund survey found that four in 10 working-age adults skipped some kind of care because of the cost, and other surveys have found much the same.”

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Obamacare: The Real Pain Starts This Year | The American Spectator

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