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Ohhhhhhhh! The evil insurance companies wouldn’t insure pre-existing conditions? Are you kidding me? This is supposed to be health INSURANCE! Not a health care payment plan. The very essence of insurance is that you’re covered against UNEXPECTED losses and expenses. Automobile insurance doesn’t pay for oil changes, gas or new tires. Those are expenses you expect when you own a car. And you don’t buy auto insurance to repair your car AFTER you’ve had a wreck. But with health insurance we expect virtually everything to be paid for, and we feel we should be able to buy insurance after we become ill. If we looked at car insurance the way we look at health insurance it would cost you $6000 a year to insure a clunker .. .and that’s with a perfect driving record.
And while we’re at it … Health insurance policies should no more cover contraceptives than a homeowner’s insurance policy should cover Draino. It’s your plumbing. Keep it clean.
How about getting rid of mandates? Did you know that in Connecticut all health insurance policies were required by state law to cover hair transplants for balding men? Transplants are expensive --- I know – and as soon as coverage was mandated the companies had to increase their premiums to cover the costs! So you had a middle-class family of four somewhere struggling to pay higher health insurance premium because some joker across the state wanted someone else to pay for some hair plugs. Being bald is not a health problem. If it were I wouldn’t be the healthy specimen I am today. There is no reason in hell that insurance should cover costs like this … but there you are. Did the Democrats suggest reforming this area of health insurance? Not on your life. Did the Democrats propose allowing someone in Connecticut to buy their health insurance from a company in Ohio that didn’t include hair transplant coverage? No way!
Read the full article here.
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